Finance Options in Romford, Essex and the UK

Which is the best finance option for me?

Contract Hire


Contract Purchase / Personal Contract Purchase (PCP)


Finance Lease


Hire Purchase /

Lease Purchase


 Personal Contract Hire

A popular choice for VAT registered companies that want minimum outlay and maximum control of costs, especially when the maintenance and relief vehicle options are included. With this VAT beneficial financing package, one regular rental payment covers all risks including depreciation and disposal for an agreed period of time and mileage. Road fund licence is included and roadside rescue, maintenance and relief vehicle provisions are options that can be added and charged to the rental payment. Contract Hire is a fixed term agreement, you do not own the vehicle at any time,   For companies or individuals who would like the option to purchase their vehicles, but don't want any depreciation risks. The customer acquires the vehicle by paying fixed monthly instalments and a final balloon payment. We guarantee the minimum future value of the vehicle will equal the final payment. Therefore simply hand the vehicle back or pay the balloon payment to retain ownership.   Ideal for VAT registered companies who want to handle the administration of their vehicles and have the asset shown on their balance sheet. A VAT beneficial finance option where the hirer can choose to pay the entire cost over the agreed lease period, or pay lower monthly rentals with a final balloon payment based on the anticipated resale value of the vehicle. Unlike Contract Purchase the customer assumes the residual value risk.   For companies that want eventual ownership of the vehicle. A funding agreement where the company acquires ownership once all the payments have been made. Part of the capital cost of the vehicle may be deferred into a 'balloon' payment at the end of the agreement. As with Finance Lease the customer assumes the residual risk.   For private individuals who wish to opt out of the company car scheme, therefore saving BIK tax. PCH ensures all the advantages of a company vehicle, no depreciation risk, road tax for duration of contract, the option of full maintenance, without paying company car tax. Personal Contract Hire is a fixed term agreement, you do not own the vehicle at any time.

Outright Purchase: We also sell vehicles outright. 


STILL NOT SURE OF THE BEST FUNDING METHOD? SHOULD YOU STAY WITH YOUR COMPANY CAR OR TAKE A CASH ALLOWANCE? ALLOW US TO ANSWER THESE QUESTIONS - CONTACT US NOW AT This email address is being protected from spambots. You need JavaScript enabled to view it. or call 01708 38 44 51